Experience Seamless Banking with the Kotak811 Mobile Banking App. Apply for a 0 balance account online and enjoy hassle-free banking from your smartphone. With the Kotak811 app, you can apply for a bank account, manage your zero balance bank account, make seamless UPI payments, apply for credit cards, and much more. https://play.google.com/store/apps/details?id=com.kotak811mobilebankingapp.instantsavingsupiscanandpayrecharge